Smart financial decisions start with TruePath

Navigate every money move with guidance you can trust.

A personalized path to becoming debt-free.

See if you may qualify for a program that combines eligible unsecured debts into one affordable monthly payment—with a plan tailored to your financial goals.

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Elena reduced her debt by 44% before fees

$41,892Total Debt
$428/moEstimated Program Payment
36 monthsEstimated Program Length

See how much you could save

Why millions trust TruePath

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Financial decisions made

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Trusted financial partners

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Credit Score

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742Good

Credit Report Summary

Review your accounts, balances, and payment history.

Accounts12
Open Accounts7
Payment HistoryOn Time
Total Balances$24,350

Key Factors

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Payment HistoryHigh Impact
Credit UtilizationMedium Impact
Credit AgeLow Impact
New CreditLow Impact

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Take full control of your debt

Depending on your amount of debt, it might be possible to reduce your monthly payments by 40% or more on eligible debt.

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Customer Reviews

Trustpilot4.8·12,400+ reviews

Debt-Free After 18 Months

"I was drowning in credit card debt — almost $28,000 across four cards — and felt like I'd never see the light at the end of the tunnel. TruePath walked me through every step, negotiated with my creditors, and within 18 months I was debt-free. The relief is honestly hard to put into words."

Sarah M.

Houston, TX

Settled for Less Than 50%

"After my divorce, I was left with debt I couldn't manage alone. I was skeptical about debt settlement at first, but my TruePath advisor was patient and explained exactly how the process worked before I signed anything. They settled one of my accounts for less than 50% of what I owed."

David R.

Columbus, OH

Transparency Made the Difference

"What I appreciated most about TruePath was the transparency. No hidden fees, no pressure tactics — just a clear plan. It took about two years, but I went from feeling hopeless to having a real budget and a plan for my future."

Jennifer A.

Sacramento, CA

Debt-Free and Finally Saving

"I'll be honest, the first few months were tough because my credit score dipped before it got better. But the TruePath team kept me updated constantly and celebrated every settlement with me. Three years later, I'm debt-free and actually saving money for the first time in my adult life."

Brian K.

Atlanta, GA

Honest and Realistic From Day One

"My husband and I had over $40,000 in unsecured debt and didn't know where to turn. TruePath gave us a realistic timeline upfront instead of overpromising. It wasn't instant, but it was honest, and that's what we needed."

Karen S.

Tampa, FL

Based on ratings and reviews collected from users on Trustpilot